Open Enrollment begins Wednesday, Nov. 1st

Oct 27, 2017 | Robert McGriff | @m039153 | Comments (36)

OE_Guide

Open Enrollment is just days away.  To prepare, please review the 2018 Open Enrollment guide.  Click on the image above to open the document.  On the front cover, you can click on "Print OE Summary" to print a short version of the guide or you can just review the guide electronically and avoid printing altogether.

Reminder:  Benefits Open Enrollment is November 1st through the 15th.  This your opportunity to complete one (or more) of the following items:

  1. Enroll or change your medical plan election.
  2. Enroll or change your dental and vision plan election.
  3. Add or remove a family member.
  4. Elect to participate in a Flexible Spending Account or Health Savings Account for 2018.
  5. Pre-Elect to sell PTO in 2018 for 100% of it's value.

 

As always, feel free to comment or ask questions in the box below.

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If I don't want to make changes , do I have to do anything?

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@naomi1

If I don't want to make changes , do I have to do anything?

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If you are satisfied with your current plan choices and you do not need to add or remove a family member from coverage, you could take no action during Open Enrollment. However, that means that you will not be enrolled in the new dental option, you will not have FSA or HSA for next year and you will not have the ability to sell PTO at 100% next year. Robert

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I am trying to understand the Vision plan benefit. Is the amount listed in the chart in the open enrollment booklet a copay or the total amount reimbursed? It is confusing the way I'm reading it. Thanks!

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@mayandrifter

I am trying to understand the Vision plan benefit. Is the amount listed in the chart in the open enrollment booklet a copay or the total amount reimbursed? It is confusing the way I'm reading it. Thanks!

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For in-network benefits, the amount shown is the copay amount that you pay. For out-of-network benefits, the amount shown is what the plan will pay and you are responsible for the remaining balance.

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@mayandrifter

I am trying to understand the Vision plan benefit. Is the amount listed in the chart in the open enrollment booklet a copay or the total amount reimbursed? It is confusing the way I'm reading it. Thanks!

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Thank you! That is very helpful.

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I have a quick question, would I be able to use the 2018 Health Saving Account to pay for medical bills of 2017. Please let me know. Thank you.

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No. If you enroll in Mayo Basic for 2018 and contribute to the Health Savings Account, you would only be able to submit expenses incurred on 01/01/2018 and later.

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@bjs03

I'm curious to know if those using the Vision Plan are happy with the coverage. My family is looking at two who need new glasses this next year and am willing to go outside of Mayo for vision services. What in-network provider are you happy with? Looking forward to any comments...

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Used Wal-Mart for exam and glasses. Not satisfied with the quality of the eye exam and consequently the glasses I purchased. Also, if you have a high correction know that high index lenses are not covered. There is no coverage for the lenses if you need this option to keep your glasses from being thick. Dropping the coverage.

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If a retiree does not want to make any changes to their benefits, do they still need to contact HR during the open enrollment period to confirm there are no changes?

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@sklup

If a retiree does not want to make any changes to their benefits, do they still need to contact HR during the open enrollment period to confirm there are no changes?

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Hi - no, they do not! If no changes for a retiree, no need to call. Thanks!

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