Benefits advice when you're having a baby
Hi!
I'm a new employee, and I have to select benefits as a result. My wife and I are expecting another baby in May, so I have some definite upcoming medical expenses. Does anyone have any thoughts on the right medical plan to choose? Thanks for any advice you can give!
Interested in more discussions like this? Go to the Surviving parenthood group.
Good morning,
We have a 3-year old and I am due with our second in 2 weeks.
We have the Mayo Premier plan and we are extremely satisfied. All pre-natal appointments and blood draws have been covered so far. As far as the pediatrician is concerned, we have not paid a cent out of pocket for any pediatrician visits for my son, they even covered the nasal flu vaccine 100%.
I have a 2.5 year old and 8 year old, I have had the Premier plan since I started working here and would recommend it as well. Also consider using the Flexible Spending Account to supplement the deductible costs that you will accrue with the delivery and post-partum stay. Once your newborn has arrived you will have a new 30 day open enrollment period to add/change any benefits as well.