Learn about and prepare for updates to 2025 benefits as open enrollment approaches

Mayo Clinic is on a mission to transform healthcare. As you focus on this important work, Mayo wants you to feel supported and valued every step of the way. That's why Mayo strives to provide a leading benefits program designed to support you and your family.

"You are the reason people from all over the world seek care at Mayo Clinic," says Paula Menkosky, Mayo's chief human resources officer. "We are excited to share that for 2025, benefits premiums will remain the same to help staff manage the rising costs of healthcare with Mayo covering the full premium cost increase."

If you are benefits-eligible, you will have the opportunity to make changes to your 2025 benefits during open enrollment, Nov. 1–15.

What to know about 2025 benefits

Staff premiums for medical, dental, vision, legal insurance and voluntary benefits, including accident, critical illness and hospital indemnity insurance, will remain the same.

Other enhancements to benefits include:

• An expanded, simplified Mayo Medical Plan Network.
• Enhanced Mayo Medical Plan fertility coverage, with coinsurance reduced from 50% to 20% and an increased lifetime medical maximum of $25,000.
• Added critical illness insurance plan coverage for sperm cryopreservation for those with a cancer diagnosis on or after Oct. 1, 2024.

Annual contributions for pretax savings accounts have increased by these amounts:

• Healthcare Flexible Spending Accounts will increase to $3,200.
• Health Savings Accounts will increase to $4,300 for employee-only coverage and $8,550 for all other coverage levels.
• Healthcare Flexible Spending Account rollover amount will increase from $500 to $640, effective for 2024 rollovers.

Additionally, to comply with the 2025 IRS requirement, the Mayo Custom in-network deductible will increase slightly to $1,650 for employee-only coverage and $3,300 for all other coverage levels.

Steps to take

You'll need to take these steps during open enrollment:

• Evaluate your options for 2025 and ensure your coverage aligns with your needs. If you don't act, your current plan will remain in place, except for pretax savings accounts — Health Savings Accounts and Healthcare Flexible Savings Accounts — which require a new annual election.
• Use the new network provider search tool to confirm in-network medical providers.

You also will need to confirm that your enrolled dependents are eligible. During open enrollment, you'll be asked to attest that your enrolled dependents meet one of these eligibility criteria:

• Legally married spouse.
• Biological, legally adopted (or placed for adoption) child or stepchild under age 26.
• Child aged 26 or older who has qualified for Social Security Disability Insurance before age 26.

Review the open enrollment guide to learn more