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Bank It or Plank It: Financial Bingo
I am looking forward to this challenge! I hope to hear ideas on how participants make small changes to reduce spending. Does anyone have an example of something that has worked well for them in the past?
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I just joined and can't wait either. Sounds fun and educational!
I make it a habit not to carry cash because then I don't impulse buy. I.e., I have to stay away from the vending machines, trinket places, etc. There are risks with not having cash, but I find it helps me to have this habit way more than it hurts me. 🙂
We use cash instead of cc; we have a budget for groceries, gas & parking. So I normally withdraw the money we need to use bi-weekly and only spend cash. We also put aside an amount that goes into the savings account every two weeks. If we have any additional or unexpected spending then we look at what we can cut to cover the additional costs. most of the time we get left over money and we take that and put it in a savings account as well. We each get a $60 stipend to buy lunch or coffee every two weeks:)
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