2018 Open Enrollment Guide

Sep 29, 2017 | Robert McGriff | @m039153 | Comments (62)

OE_Guide

The 2018 Open Enrollment guide is now available!  Please click on the image above to open the document.  On the front cover, you can click on "Print OE Summary" to print a short version of the guide or you can just review the guide electronically and avoid printing altogether.

Reminder:  Benefits Open Enrollment is November 1st through the 15th.  This your opportunity to complete one (or more) of the following items:

  1. Enroll or change your medical plan election.
  2. Enroll or change your dental and vision plan election.
  3. Add or remove a family member.
  4. Elect to participate in a Flexible Spending Account or Health Savings Account for 2018.
  5. Pre-Elect to sell PTO in 2018 for 100% of it's value.

 

As always, feel free to comment or ask questions in the box below.

Interested in more newsfeed posts like this? Go to the Benefits Connect page.

@lisamike1992

How can I get information on Mayo providers to make the decision as to whether changing from my husband's insurance is a wise choice? I don't see any links that give you access to that information prior to enrollment. He has progressive medical issues so we would like to evaluate possible new providers for him on Mayo's plan. Thanks!

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Hi Lisa - you can contact Mayo Clinic Health Solutions at 800-635-6671, and they can help you with providers. If you have an account at http://www.MayoClinicHealthSolutions.com you can also use the "Find a Doctor" tool. Thanks!

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What happens if you missed the open enrollment? Is it to late to do anything about it?

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Open Enrollment is still approaching. November 1st through the 15th.

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What is the link to HR Connect to find out about Retiree benefits (premiums/changes)? I'm new to the "Connect" world and can't find this link. Thank you

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@clelliott

What is the link to HR Connect to find out about Retiree benefits (premiums/changes)? I'm new to the "Connect" world and can't find this link. Thank you

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From a Mayo Clinic computer, open Internet Explorer. On the intranet homepage, click on HR Connect in the grey bar at the top of the page.

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As a retiree, I don't have access to a Mayo Clinic computer (I live in the Arizona desert-not near Scottsdale).

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Just like to comment that I am TOTALLY FINE with the spousal surcharge. You have the option to make the changes once a year, if you don't want to pay the surcharge then ask your spouse to use their employers healthcare plan. Employers get a huge tax benefit for using Group plans, that's why for self-employed spouses there is no surcharge as self-employed people have to pay their own much higher taxes.

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@tm1980

So if my wife takes medical coverage through a future job, do I still have to pay the employee+ spouse rate even though she is only covered secondarily? this is very unfair because as others have said I am paying double insurance and not getting double coverage. also does my wife have to be on my insurance to use the FSA and MRA funds we have accumulated? for instance, if I buy her Rx at the pharmacy with my Benny card will that not work if her name is not on the insurance account? we both contribute to those funds and both need them. It very much is penalizing someone for working when you force us to pay double insurance!

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My wife is covered under my Mayo plan as a spouse, and through her Employer primarily, it is worth us paying the extra insurance as when her Primary Coverage bows out it flips over to the Mayo Coverage, large costs like for example Childbirth are therefore always covered. You have all the options open to you so I would not call it unfair, just change it during enrollment period it if you don't like it.

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@sleisen

So does Mayo pay more to insure my spouse (who can elect to have coverage through his employer at a high rate) than to insure my co-workers husband who is self employed and can find private insurance? I cannot seem to find in our coverage plan, where there is a cost difference and why it would cost Mayo more to cover my husband..

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It is indeed a very simple calculation, I don't understand why people are complaining about it. In essence Mayo pays more for the Non-Employee (spouse) than the Mayo Employee so the surcharge takes care of that. Mayo is paying its employees wages and therefore also pays a part of their taxes, this gives them access to great Group Benefits (through tax rebates). When Mayo pays for Healthcare for a Non-Employee (spouse) they are charged a higher rate by the Healthcare network as the Non-Employee has technically not payed in to the Group Policy (i.e. not payed any taxes for them).

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@clelliott

As a retiree, I don't have access to a Mayo Clinic computer (I live in the Arizona desert-not near Scottsdale).

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Carol, you should be receiving an Open Enrollment guide in the mail. If you have additional questions, feel free to contact HR Connect by phone at 1-888-266-0440. And, I am thrilled to see that retirees have discovered this online community. Thanks for reading and commenting! Robert

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