Bank It or Plank It: Financial Bingo

Posted by Marianne Goettig @marianneg316, Oct 4, 2018

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It's great that you're teaching the kids these valuable lessons! Lessons learned at home and learned early will stick with them as they grow into adulthood.

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@tinabialzik

A couple years ago, my two kids ate school lunch most days. It was convenient. I admit it. When they stopped, we knew we were saving money, but I never calculated the actual cost until this morning. For two lunches and two milks every day, it's $8.00. That's $40.00 a week. Over the course of the 180-day school year, that is equivalent to $1440.00! Over 12 years of school, that's $17,280 assuming prices remain the same.

When we made the transition to home lunches, my husband and I made their lunches, but that soon changed. The kids weren't eating everything we packed and so much was going to waste. They now prefer to make their own lunch and appreciate the effort it takes. Plus, they choose what they eat each day. (That part still requires some parental oversight from time to time.) As a result of the change, we contribute more to their 529 plans, the kids eat healthier meals and learn valuable lessons about meal planning and finances, and they like home lunches more.

It was a small change that is making a huge difference.

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Love this Tina! We pack lunches too. Now we need to get them involved with assisting in making them.

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Jokes of the Sea
Q: How much does it cost for a pirate to get his ears pierced?
A: A buccaneer.

While exploring your resources, what content did you find relevant that others might find helpful? We'd love to hear your eye-opening experiences or favorite resources.

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I had a financial win this weekend. A store I like had "all shirts are BOGO" I found one I loved but not another..and I searched and searched. So I had in my head "do you love this shirt for $49.99? Do you love this shirt for $24.99? Well I did not love it enough to pay $49.99. When we got to the cash wrap, my niece asked me why I was not getting the shirt.. I told her I just could not find another one I loved, and I was not going to buy one just get one to get one free. She said she had found another shirt she wanted, she told me to grab the one I wanted and we could BOGO together!! That was a win for both of us!!!
Slowly but surely I will meet my financial goal.. small that it is… I can reach it.

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@stellablu

I had a financial win this weekend. A store I like had "all shirts are BOGO" I found one I loved but not another..and I searched and searched. So I had in my head "do you love this shirt for $49.99? Do you love this shirt for $24.99? Well I did not love it enough to pay $49.99. When we got to the cash wrap, my niece asked me why I was not getting the shirt.. I told her I just could not find another one I loved, and I was not going to buy one just get one to get one free. She said she had found another shirt she wanted, she told me to grab the one I wanted and we could BOGO together!! That was a win for both of us!!!
Slowly but surely I will meet my financial goal.. small that it is… I can reach it.

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Love the way you processed the decision! Nice way to problem solve with your niece too. Sounds like you had a fun time together.

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Jokes of the Sea:
Q: What do pirates do to tighten their abs?
A: Planks

What's your experience with the Mayo Classifieds? What did you sell? What deals have you found?

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I love the Mayo Classifieds!! I've bought wonderful gently used items…baby gear, toys, sporting goods and have sold or given away items too. It's also a great place to find garage sales.

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Jokes of the Sea:
Q: What does the ocean say to the pirate?
A: Nothing, it just waved!

What are some creative things you've done to lighten your load? Share what works for you to help inspire others.

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@tk618

Jokes of the Sea
Q: Why don’t pirates shower before they walk the plank?
A: Because they’ll just wash up on shore later.

There are many free apps that offer coupons, discounts, or store rewards. What are your favorite apps and why?

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I love RetailMeNot! It saves me a lot of time looking for specific coupons/discounts for places I shop. The Walmart shopping and grocery apps are super handy too! The Walmart shopping app allows me to save my receipt electronically which makes returns super easy. Plus, it automatically scans competitor ads for lower prices and gives me the difference. The grocery app saves a lot of time and allows me to track spending as I shop. Plus, I don't get sidetracked in the store and purchase items on a whim.

On vacations, I also like to check out Groupon to see if I can find better deals on excursions. In the past, I've actually contacted vendors, told them about the Groupon ad I saw, and they voluntarily gave me a lower price than what was offered on Groupon.

Expedia and PerkSpot are my favorites for finding better deals on travel and car rentals. I love to travel! Being able to save money allows us to do it more often. Getting a deal on items I would normally purchase just feels great too!

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Jokes of the Sea
Q: How do you save a drowning pirate?
A: With C P Arrrgh!
For those of you with kids, what tips or advice do you have for others to help save money? Please share the best piece of advice you received which helped you save?

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@marvel85

Jokes of the Sea
Q: How do you save a drowning pirate?
A: With C P Arrrgh!
For those of you with kids, what tips or advice do you have for others to help save money? Please share the best piece of advice you received which helped you save?

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Once I started full time at Mayo Clinic my dad advised me to start investing for my retirement while I was young. That way I would have funds built up and wouldn't have to work until I was 70 or older. Maybe I would be able to retire a little earlier than people my age. Currently I am on track to do that and retire at the age of 60. Now will I do that, it all depends at where I'm at in life but it is great knowing that I have that capability and not be stressed about it.

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@marvel85

Jokes of the Sea
Q: How do you save a drowning pirate?
A: With C P Arrrgh!
For those of you with kids, what tips or advice do you have for others to help save money? Please share the best piece of advice you received which helped you save?

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Another single parent friend told me about the 4 Gifts of Christmas (something to wear, something to read, something you want and something you need). I have found this has been really helpful to focus my gift giving to my kiddo in a really meaningful way.

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